Bankruptcy Corporation

Hello, Id like to get more information on the bankruptcy laws. I believe there is 3, maybe even 4 but Im not too familiar with any of them. can anyone give me their feedback or a site that discusses them.
 

Don't worry about the "deficiency" judgment as that can be discharged. BUT you will have the "repo" on your credit reports.
#BREAK
The rule about credit cards is you cannot charge more than $500.00 on any ONE card 90 days before filing bk.