Bankruptcy Corporation

Most importantly, don't be a victim. Heed good advice from friends and family, or people you trust on this forum (If anybody is left). Stay clear from people and businesses that want to take advantage of you. You'll feel better!
 

Don't worry about the "deficiency" judgment as that can be discharged. BUT you will have the "repo" on your credit reports.
#BREAK
The rule about credit cards is you cannot charge more than $500.00 on any ONE card 90 days before filing bk.